Best advice needed

Now that i have gotten married i need some advice i have lived on rent throughout my life and currently living on rent as well paying 28.4k monthly. My in hand salary is 2LPM and my in laws think that I should buy a house of my own but i feel I don’t have enough capital its not that they are pressing me or anything but sometimes i figure out by the way they speak and talk that they would like me to do so. I don’t really feel that i can buy a house now maybe in 3-4 years i could i need a decent capital and fallback funds as well cause we all know IT is volatile and job loss is a reality i have around 40-45L capital with me that i have saved in almost 5 years of my job. What is the one piece of advice that anyone would give me as to what strategy one should opt while making such big decisions cause loan will be a burden and i want to keep that burden as low as possible. Even my mother has suggested me many a times but i feel at-least 3 years is a bare min to even think of doing anything like this.

So any of you who could share his/her learnings would be really helpful.