Be grateful to be alive, well and earning
I lost two grandparents and almost lost my dad since covid started. It has been hell ever since because my savings got decimated.
Most Indians are one medical emergency away from going bankrupt. Insurance doesn't always cut it.
Save, invest and cherish. You never know what tomorrow holds.
A healthy man wants a thousand things,
A sick man only wants one
~Confucius
~ Michael Scott
So true, My friend's dad had a cardiac arrest suddenly, past week and is in critical condition. Even medical insurance doesn't cover cashless transactions for that hospital and bills for one week have been like 5 lacs. Now I am realising the importance of emergency fund.
Yeah, knowing which hospitals allow for cashless treatment supported by your insurance is very important
You should not using your own funds in terms of emergency that’s why you have insurance. And you should be choosing an insurance which allows cashless hospitalisation in your nearby hospital
Totally. Most of us are running behind higher packages and lesser peace of mind. Slow down, reflect and be grateful for the salary, the savings and your health
Duniya me 2.5 hi to sukh hai
1 -> health body
1 -> sound sleep
0.5 -> rest of the comfort
It's always good to have strong health insurance, which covers the family . It may cost you 50-60 k annually, but worth it.
No work is too big or small for us.
Work is as is, Work on its own.
It's the greatest form of worship, as work is Worship
Honestly no point being financially foolish
Well said. Especially the statement that many of even decent earners are one health problem away from slipping into poverty. This is such an eye opener.
My 2 cents would be to not just rely on basic health cover but also go for a top up health insurance. They are cheaper and can cover you for much higher amount than a basic plan will.
Another thing is absolutely buy a good term insurance plan and periodically keep increasing the total cover (buy another one) every time your ctc increases significantly or when you add more financial liabilities on yourself.
This is the truth!!?
