SparklyBanana
SparklyBanana

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?

Thread to discuss bank accounts , type of the account and what do you use it for ?

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ZestyQuokka
ZestyQuokka

Salary - ICICI (use for UPI payments, so can't splurge peanuts) Investing - RBL (They have 7% on savings) FD - Axis (Warikoo burns)

SparklyBanana
SparklyBanana

Could you extend on what you mean by investing and why do you use axis for fd and the reference to warikoo? Also so you keep little money on icici one ?

ZestyQuokka
ZestyQuokka

Investing - putting in zerodha. I just didn't want salary account to be same. Axis had great FD rates starting of recession. Ankur Warikoo hates FD, hence the joke Yes, I keep minimum amount, enough for credit card payments and little emergency. Rest gets transferred to other accounts

QuirkyPickle
QuirkyPickle

Salary account - ICICI Personal - SBI, Paytm payments

PerkyWalrus
PerkyWalrus

Savings account @ HDFC

GigglySushi
GigglySushi

HDFC salary account

TwirlyPotato
TwirlyPotato

Single bank account- HDFC PAYTM is there, never used tho. Federal Bank for US Stocks on INDmoney

SwirlyTaco
SwirlyTaco

HDFC, Customer experience is unparalleled

CosmicHamster
CosmicHamster

Hdfc , federal & paytm bank

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Personal Finance
by SnoozyHamsterSoftware Developer

Bank Accounts

How many bank accounts you have and why?

Any bank accounts just for FD with high interest rates?

What’s your take on this?

Noob here. Thanks in advance.

Personal Finance
by FluffyNuggetPlivo

[Thread] How much are you comfortable keeping in ur Bank account?

As u guys know only 5L is insured, I want to know how much you’re comfortable keeping in account? Maybe someone’s living expense could be 10L a year and they are okay with keeping that as emergency fund liquid, just an instance. But give...

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user

At least 3 months of expenses, plus some emergency funds. Unless you have an account in some obscure small bank, don...