As the GST is removed from health insurance shouldn't our insurance premium reduced too. if we have added beneficiary

It should be effective from 22nd September. So next month you will see premium deducted without gst for the beneficiaries.

We have group insurance, gst was removed from personal insurance. We will still have to pay.

But I don’t think it will raise our salary — it might slightly reduce our CTC instead.

You can see the changes from next FY but no change in this year.

There will be no reduction in premium of you are expecting that. Insurance company will keep the same premium and gst component will now go to them as profit. Benefit will not be passed on to us, and they will take all credit saying we did not increase premium inspite of increased cost.

Insurance companies will hike the prices of insurance schemes by next year. GST Benefits are not going to pass over the consumers.

For the employees opting for insurance after the 22 September should get the benefit means new employees

As per my understanding, it will be applicable from next financial year, we bought the insurance in April 2025, its just that we are paying in instalments

Nahi hoga kuch

Effective from next FY