Advice on my portfolio
Financial Summary
Monthly salary: 8.4 - 8.6 L
Monthly Investments: 7.25L
Gold: 2.5L(For wedding)
MF: 2L PPFAS(1.2L), Kotak emerging(60k) and Nippon Small cap(20k)
Global ETF: S&P500 VOO(50k)
Indian ETF: Niftybees(75k)
FD: 1.5L at 8.75%
Expenses: 20-30k (grocery, entertainment, Gym, Food)
Debt: 20k(6 mo EMI on electric scooter)
Tax: 75k/m
Goal:
Wedding: 40L(25L gold and 15L expenses) (1 year)
Vacation: 10L (1 year)
Car: 20L (1 year)
House: 2Cr(5 year)
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We can't buy common sense with money 😂. Bro consultant to a financial advisor if you are really earning this much.
Appreciate the concern. Not everyone can relate to the problem of optimizing 95% savings rate on a high income portfolio. Hope you get to experience that dilemma someday.
I already have. I might be earning half of you but consulting with professional for yield optimization. Any way i am more curious about tax which you mentioned. Do you mean it is income tax? If yes how come only 75k on 8L salary
bhai L ya wo K h, ek baar confirm kr… TCS ka full form Tata krke hi h na ?
I changed my job long ago.
