CosmicTaco
CosmicTaco

Acquisition by Bank or NBFC Best Scenario for Paytm: Bernstein

  • Bernstein suggests that a partnership with a bank or NBFC could help Paytm leverage its customer base for cross-selling non-bank products.
  • A significant investment from a major corporate house could enable Paytm to revive its business faster and avoid future regulatory shocks.
  • Bernstein projects that Paytm, in its current form, is well-poised to achieve profitability by FY27.
  • The brokerage firm believes that rapidly scaling up secured lending and getting a share of the merchant discount rate on UPI payments could drive profitability faster by FY26.
  • Paytm's losses have soared due to the RBI barring its payments bank arm from business activities and the government's reduced budgetary allocation for digital payments.

Source: Inc42

10mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
Round 1 by Grapevine
No comments yet

You're early. There are no comments yet.

Be the first to comment.

Discover more
Curated from across
Indian Startups
by WobblyWaffleSwiggy

PayTM, not a victim

Controversial take below: No doubt that PayTM has been a poster-boy of Indian fintech startups. And Vijay Shekhar Sharma has been an exceptional entrepreneur: building PayTM into a homegrown brand and a multi-billion dollar public compan...