JazzyNoodle

803 Credit Score

JazzyNoodle · 2024-09-12T21:51:26.338036+05:30

I hit 803 Credit Score. Key learning: 1. Utilizes 5 - 10% of credit limit. 2. Never missed any bill payment and paid on fixed dates 1 - 3 of every month. 3. No active loan, privious loan payments are on time. 4. Make a increase in credit limit 2 times in a duration of 2 years

I hit 803 Credit Score. Key learning:

Utilizes 5 - 10% of credit limit.
Never missed any bill payment and paid on fixed dates 1 - 3 of every month.
No active loan, privious loan payments are on time.
Make a increase in credit limit 2 times in a duration of 2 years

9mo ago

Talking product sense with Ridhi

9 min AI interview5 questions

PerkyPretzel

Oracle9mo

Are there any other benefits of a high credit score other than easier loan approval?

WigglyMuffin

Stealth9mo

Negotiation in loan interest rate and high end credit cards approval.

JazzyNoodle

Persistent Systems9mo

Higher loan amount with lower interest rates, easily get the premium credit card for your self and family.

PeppyCoconut

Thoughtworks9mo

JazzyNoodle

Persistent Systems9mo

Great 👍

QuirkyCupcake

Infosys9mo

😎

BubblyCupcake

Stealth9mo

Isn’t this CRIF score and not CIBIL ?
I thought with these scores everyone can easily be around 800+

ZippyMochi

Stealth9mo

Yeah I've barely used cards and loans in my life, still had 790-800 credit score

JazzyNoodle

Persistent Systems9mo

CRIF and CIBIL both are different companies to calculate the credit score, but this is the CIBIL score as CRED use to show the credit score but both are same.

FluffyMarshmallow

Publicis Sapient9mo

Kids😂

JazzyNoodle

Persistent Systems9mo

Great 👍

GroovyPretzel

PhonePe8mo

I've 805 in Cibil and 820 in Experian. I've a credit card, a housing loan and a loan (top-up on housing) for interiors. All are active, no payments missed. I do use all the limit on my credit card though, but I'll pay back twice a month instead of monthly.

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