50L net worth at 25, how do I grow it, and what shouldn't I do?
TC: 32ish including bonuses, 23L excluding bonuses.
I've been saving 1L a month, putting it into stocks every month, and I plan to keep doing so. Will be increasing the investment amount with every appraisal.
All of my net worth is in stocks, my investment amount was ~17-18L, I got lucky with hudco and niacl stock investments, which basically tripled my money.
Now things are stable at around 50L. How do I grow it further, should I diversify, where should I put my money? I don't plan on stopping my monthly investments either.
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Don’t forget to book your profits, buy the dips. Invest in growth companies. Look for High EPS, Low PEG, low Debt to equity ratio companies. India is a capital rotation market. If nothing dips, invest in cyclical sectors like metal, chemicals
With the value of INR dropping against USD. Inflation adjusted value of your portfolio will drop in the coming years. Plan and invest in US Growth stocks. Given you are 25, you can take risky bets like Crypto, Small and microcaps.
Buy real estate if you can.
Remember Good shares bought at overvalued price are bad investments. Learn more about investing.
I follow investors like Mohnish Pabrai. That’s all I know. All the best!
Asset allocation. Safe growth in MFs, vs direct stocks (luck=gambling if you don't research well) vs money for emergencies and short term goals in debt MFs
Is it only stocks? You absolutely need to do mutual funds. Longer term - it really helps. Have a mixed basked across large, mid, small cap (40-30-30 perhaps)
It'll work and help you be more assured long term
Set 20% aside for stocks and 5% of that for YOLO bets