1cr goal via sip
Is my portfolio looking good for building 1cr. However, I will increase it to 30-40k pm next yr accordingly. I started investing in 2025 July with 7.5k portfolio. Comment only if you are registered consultant or know things deeply. No gyan bazi please(sorry but too many comments and suggestions make me feel under confident and dont want to change my portfolio again n again)
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Take a 10-min AI interview to qualify for numerous real jobs auto-matched to your profile 🔑Sorry to disappoint you, I was disappointed too but the value of 1 cr after adjusting inflation will be in 5 years ₹74.7 lakhs 10 years ₹55.8 lakhs 15 years ₹41.7 lakhs
Thats true I know. But making 1cr is difficult and then making it 2,3,4… is easy.
Inflation rate is very generic, these calculations are mostly useless
I just wanted to Know if its 1cr portfolio as desired by you, what would be Income tax in such case. In my view portfolio is personal choice but comes with tax, what if you can invest in land, gold they have loops in terms of tax. Please consider my opinion as my personal opinion, not as a gyan 🙂
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One will not liquidate the entire portfolio in one shot, so tax is usually spread out over years one withdrawal above the limit
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What loopholes does real estate have. You have to deposit the entire capital gains into another property to avoid tax.
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What loopholes does gold have.
Do not gauge a fund by its latest returns numbers.
Avoid smallcap for now. It's already peaked. Start a small cap when there's a big crash.
Remaining are good enough
Is a crash expected?
Why motilal ? You can also look into hdfc or edelweiss.
Coz Motilal annualised return is 24.x percent Hdfc midcap 21.x Edelweiss midcap 22.xx