15lakh FD , what would you have done?
In January 2026, I had ₹15 lakh in my savings account. I had been investing in the stock market, but this time I completely lost confidence in it.
So, I chose a safer approach. I invested the entire ₹15 lakh in fixed deposits, spreading the amount across four different banks, with ₹4 lakh in each.
Do you think this was the right decision? If you were in my position, what would you have done?
FD is safest
If u stay in metro cities
Try investing in a full site in the outskirts
Buy a site and definitely it will increase ur interest compared to FD
Post 1-2 years u can sell and make profit
Assuming u get around 7% for FD interest
U gain around 1L after 1 year
Reselling site will gain 2x -4x profit
Sorry I didn’t understand what you meant by site ? Is it property?
Investing in stock market requires Patience. I for one know that after 10 years everything will be green. So I just hold. All one has to do is find a reputable AMC with a good Investment plan like MF etc.
I have 24k sip, other than that I’m having FD only
