Credit card suggestions dedo.

reddit waalo ne dia nahi. turning to the better community.

Must - no mastercard or rupay (already have) Lounge must (only reason to get card) upto 5k yearly fee is fine

frugal lifestyle, not much spending. most of my spending is in local restaurants & food ordering. not much grocery also (unsustainable & unhealthy ik), i don't want any spend based criteria. most of my money goes into insurances, investment etc. early 20s

occasionally buy electronics like phone, gpu, laptop etc.

not much online orders also.

already have axis neo & hdfc swiggy, so hdfc might not give new cards.

thanks